Although it is possible that some of the jewelry insurance can be provided by home insurance, you may also have a separate insurance if the value exemptions from the one established by other policies.
Go to an independent jewelry. Make sure that each object is examined, described and its value is on paper. Read to find home insurance is included in this amount. Best insurance will cover loss, theft and damage. Note that the amount paid for jewelry insurance is different from state to state, and you can choose with or without insurance deductible tax.
Talk to your agent to add a clause in your insurance to protect jewelry that exceeds in the house insurance. You can also ask and a separate insurance for jewelry. You can choose a separate insurance for jewelry. Compare all offers of insurance and each company's reputation, and choose the one that offers the highest compensation for money and give the most flexible in case you need to replace the jewelry.
* When determining the amount for the home insurance do not forget to calculate the deductible amounts. After these are paid, you will receive full value of jewelry.
* In addition to insurance you can buy a safe deposit box to keep your jewelry safe.
* It is important to have pictures of stolen jewelry because the parts can be reproduced on the basis of good quality pictures.
All jewelry should be periodically evaluated to determine their value. If jewelry is not assessed properly, you will not be able to recover the amount to replace parts destroyed, damaged or stolen.