You've just bought a new iPhone. You've only been using it for a couple of weeks and it's fast becoming a much depended upon item. All your friends' contacts and text messages are starting to build up on the phone and it's starting to store some good memories.
So imagine the scenario. One day something happens to your phone. It may accidently get knocked or something might get spilt on it. Or depending your handset gets stolen by someone when you leave it on a table in the pub. Your main communication channel has just been taken with it.
If, like most people, you are very heavy on your iPhone you're going to have a real time getting buy without it. This is where the insurance offers the benefit of peace of mind to your lifestyle. You will not have to save up to get a new phone or even have the inconvenience of having no phone at all.
A replacement iPhone will be sent to you within 48 hours of a successful claim so you do not have to wait around for weeks, months or even years before being able to start using your phone again. So when asking yourself if iPhone insurance is worth the money, look the consequences of not having it.
Sure, some people might even think “I'll do without it” and this might be OK for a while. However, the day your iPhone becomes damaged or gets stolen, you'll really regret not taking out the insurance cover on the device. Can you really afford to buy a new one? Would you be able to cope with a cheap handset as a replacement if you can not afford a new one?